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UBI has to pay enough for health and dental insurance so in case something happens they can pay the bills.

If you pay a small amount of money to live on and they can't afford insurance and they get sick they can't afford the bills.

I myself am on disability and filed chapter 13 bankruptcy due to medical bills. It ruined my credit and now I have dental that doesn't cover my root and gum scalings and I have a cadaract forming in my left eye and can't afford surgery. I might even end up homeless as a result. I used to be a programmer until I got too sick and had to quit.

Disability is like basic income but it only pays what your FICA contrubuted to it. The more you pay into it the more you get if you become disabled.

Also working on challenges and projects mean nothing if you have no money to market them and get investors. Esp if you can't afford a good computer or a web server. Get stuck with cheap ones that are limited.




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